Home Repair Loan

With the LHV Home Repair Loan, you can pay for the renovations to your home or summer cottage in instalments

  • Interest from 9.9% of the outstanding loan balance
  • Loan sum up to €20,000
  • Free premature repayment

Fill in the application here and determine your maximum Home Repair Loan limit.

You will receive an answer to your application in under 15 minutes on Mon–Fri from 9.00–21.00.

Terms and conditions of the Home Repair Loan

  • Annual interest from 9.9% of the outstanding loan balance. LHV calculates the interest on the outstanding loan balance, not the whole loan amount. This means that the interest payments decrease each month as your outstanding loan balance decreases.
  • Contract fee 1% of the loan sum, from €29.90
  • Repayment period from 6 months to 6 years
  • If you need to, you can take a grace period or change the date or amount of the monthly payment. The fee for amending the agreement is €10. To amend the agreement, please write to finance@lhv.ee.
  • There is no charge for the premature repayment of the loan amount.

Additional information lhv.ee/en/home-repair-loan

If you have any questions, please contact the customer support of LHV Finance at the phone 680-2700 each day from 9.00–21.00 or write to finance@lhv.ee.

The Home Repair Loan is offered by AS LHV Finance. Review the terms and conditions at lhv.ee/remondilaen and consult our expert. The monthly instalment is €121.32 and the annual percentage rate of charge is 17.63% on the following sample terms and conditions: loan sum €5000, annual interest rate of 15.9% on the outstanding balance (fixed), contract fee €50, repayment period of 60 months, with monthly annuity payments, in the total sum of €7331.41 and the sum of repayments of €7331.41.